自动物理伤害

插电式电动汽车碰撞洞察2024年第二季度

2024年8月15日
4 分钟阅读

瑞安Mandell

Director of Claims Performance, 自动物理伤害, Mitchell, An Enlyte Company

Claims frequency for repairable, collision-damaged battery electric vehicles (BEVs) rose to 2.在美国占5%.S. 和3.94% in Canada in Q2 2024—a year-over-year increase of 45% 和39% respectively. 根据 汽车创新联盟其中,电动汽车占9%.新增U的3%.S. 2024年第一季度,轻型汽车销量从10%下降.2023年第四季度增长2%. 同样,在加拿大 纯电动汽车销量降至9%.2% 这一比例低于2023年第四季度的10%. S&P Global attributes this “cooling off” period to “market saturation, 等待新车型的消费者, or economic factors that might have influenced purchasing decisions”. It remains to be seen whether the decline in sales is temporary or, 而不是, 这反映出消费者信心在更大范围内的转变.

While BEV sales have slowed this year, hybrid vehicle sales remain robust. 普华永道报告:.7% increase in plug-in hybrid electric vehicle (PHEV) sales 与2023年第一季度相比 S&P Global announced 75% growth in new PHEV registrations 2024年的前四个月. Claims frequency for hybrid vehicles has also increased. 可修复phev代表0.2024年第一季度,美国83%的碰撞索赔.S. 和1.加拿大28%. 这比2023年第二季度分别增长了2%和27%. 轻度混合动力汽车(mhev), which combine an internal combustion engine (ICE) with a small electric battery, Saw索赔频率为3.在美国占8%.S. 和3.上季度在加拿大的比例为49%. 尽管美国的索赔频率保持不变.S.与2023年第二季度相比,加拿大的销售额增长了28%.

Frequency of Repairable Claims Volume Unites States and Canada Q2 2024

When it comes to average claims severity, mild hybrids are comparable to ICE vehicles in the U.S., having 2% higher severity based on estimatics data from the first half of 2024. 然而,在加拿大,他们是7岁.修理费用增加了5%. This is due to the average age difference between mild hybrids and ICE vehicles in both countries. 加拿大轻度杂交种是1.比美国新18年.S. mild hybrids while the average age of ICE automobiles is nearly identical. 插电式混合动力车依赖于更大的, high-voltage battery as the primary propulsion source and also feature a secondary, internal combustion engine—exhibit a greater severity delta compared to the ICE population (12.在美国占5%.S. 和13.(加拿大为7%),因为它们与纯电动汽车非常相似.

在美国.S., Q2 average claims severity for repairable BEVs was $5,753美元和4美元,806为ICE汽车, 相差947美元,接近20%. 在加拿大, 是6美元,纯电动汽车534加元,4美元,958 (CAD)用于ice供电的替代品, 相差1美元,576(加元)或超过31%.

Total loss frequency between BEVs and 2021 model year and newer ICE vehicles continues to exhibit striking similarity. U.S. 纯电动汽车的总比率为9.16% in Q2 2024 (down 8% from Q1 2024 and up 20% from Q2 2023). 加拿大的纯电动汽车被注销.24% of the time (down 3% from Q1 2024 and up 44% from Q2 2023). Newer ICE vehicles—comparable to BEVs in their complexity and cost to repair—totaled at a frequency of 9.45%在美国.S. 和8.52%在加拿大. 整体, used vehicle prices in Canada remain higher than in the United States, which explains why a more notable difference exists in that region between EV and ICE total loss frequency.

尽管电动汽车有 higher average number of mechanical labor hours per appraisal, they are less likely than their ICE counterparts to have frame labor present on an estimate (5.电动汽车21%对8%.(18%为ICE期权). Frame labor is typically flagged when technicians must use a hydraulic frame machine to straighten both full ladder frame components as well as unibody structures. This lower frequency suggests the design of EVs could be more effective at preventing crash energy from damaging the vehicle’s structural components. Although further study is needed to determine the true cause of this delta, this could be one aspect of EV engineering that bodes well for future repairability.

电动汽车2024年第二季度百分比统计

Average Repairable Severity Q2 2024 United States and Canada

通过数字

Top North America EV Markets Based on Repairable Claims Frequency Q2 2024

2024年第二季度按地区划分的电动汽车车型索赔频率最高

* 2024年第二季度与2024年第一季度的差异.

 

现在就订阅

To subscribe to future issues of Mitchell's Plugged-In: EV Collision 的见解 report, 请填写以下表格.